Technically, you can buy a vehicle without a driver’s license, but it won’t be easy. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. However, that is not always the case.

Therefore, this compensation may impact how, where and in what order products appear within listing categories. Some states also require drivers to have uninsured/underinsured motorist coverage, and/or personal injury protection (PIP). You have money questions. However, a licensed driver must drive the vehicle off the lot.

Student drivers usually learn to drive on their parent’s vehicle, which hopefully is already insured. The parameters in which this can happen will depend on the auto dealership’s rules. However, purchasing car insurance without a license is possible, and even necessary, in certain situations. If you are a senior who has lost their license or are not comfortable driving, you might have a younger relative or caregiver take over as your chauffeur. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens.

However, parents should consider adding their student driver to their auto insurance policy as a provisional driver. Leaving your vehicle without supervision can be risky, especially if there isn’t a valet or security guard on site to watch your car. You need the person’s identifying information and driver’s license number but the owner of the car must also be listed on the policy. This could be valuable if you are trying to buy car insurance when you do not have a license because under this category you would be labeled as a high-risk driver.

Yes, you can buy certain types of car insurance with a suspended license. Our goal is to give you the best advice to help you make smart personal finance decisions. If you plan to park your car somewhere for a period of time, you may want to add parked car coverage. LLC services are only available in states were it is licensed and insurance coverage through may not be available in all states. is an independent, advertising-supported publisher and comparison service.

You may want to consider buying a no license auto insurance policy if the following situations apply to you: It is possible to buy auto insurance without having a driver’s license. We maintain a firewall between our advertisers and our editorial team. All of our content is authored by highly qualified professionals and reviewed by subject matter experts, who ensure everything we publish is objective, accurate and worthy of your trust. If you purchase a vintage car that sits in your garage, you still need to have insurance on it if you want protection for it to cover potential losses on the vehicle, like a tree falling on the garage and smashing the windshield or a fire, rather than getting collision insurance for accidents. Any licensed driver may be able to be named as a driver, possibly even if they do not live at the address the vehicle is registered.

Teenagers who have a learner’s permit need to have auto insurance, even though they are not technically licensed. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. One of the first things an insurance company will typically request when you are inquiring about purchasing an auto policy is your driver’s license number, and if you do not have one, it can make the situation more challenging for the carrier and for you. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence.

Yes, any vehicle you own that will be driven must be insured, even if you don’t have a valid driver’s license. Say you purchase a car for your teen’s 16th birthday when they get a driver’s license. Share this page Bankrate follows a strict editorial policy, so you can trust that we’re Cadillac escalade 2012 in nigeria putting your interests first. For more information, please see our Insurance Disclosure. If you do not have a valid driver’s license, it can be difficult to purchase auto insurance.

We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. In fact, you will probably need to have your insurer file an SR-22 certificate or equivalent in your state to get your license reinstated. If you own a car but don’t drive it, such as in a chauffeur situation, you may be able to list someone else as a driver.

How to get car insurance with no license


p>1 Before you purchase auto insurance, make sure you know what your state requires and what additional coverage you may want to purchase to protect your finances. An excluded driver is someone that will not be covered by your auto insurance. You may need to show immediate proof of insurance for the deal to be closed. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. All providers discussed on our site are vetted based on the value they provide.

An SR-22 certificate is proof of liability insurance that is required for drivers labeled &#x201C;high-risk.&#x201D; Although not every auto insurer offers it, you may want to research which carriers accept SR-22s if you are required to get one. If your license is suspended, you may need to file an SR-22 form or the equivalent in your state. Buying a car insurance policy when you do not have a valid driver&#x2019;s license may seem pointless. Here are some tips to help you get started.

If you get charged with a DUI, or have a messy driving record, it is possible that your license could get suspended. Here’s an explanation for how we make money . Our insurance team is composed of agents, data analysts, and customers like you. We do not include the universe of companies or financial offers that may be available to you.

All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. Our experts have been helping you master your money for over four decades. Because car insurance premiums typically are higher once drivers are past the age of retirement, it might be cheaper to let someone else be the main driver on a vehicle in your name, but this will not be an option unless the person who drives you is a part of your household. You can, and perhaps may need to have car insurance if you do not have a valid driver&#x2019;s license, although in many cases, finding an insurance carrier to cover you with no license insurance will be a little harder than normal. But even though you are not the main driver, you still need auto insurance to cover your vehicle.

Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. However, you may be able to get coverage if you include someone else as the primary driver and list yourself as an excluded driver on the policy. SR-22s are a requirement for high-risk drivers that proves they carry the minimum required amount of liability insurance in their state. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. If you have a health condition that prevents you from driving, you may still want to consider protection, even if you will not be driving your vehicle for the time being.

This content is powered by, a licensed insurance producer (NPN: 8781838) and a corporate affiliate of Unfortunately, insurance companies often do not offer this as an option or require extra steps if they do. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. An SR-22 is not actually insurance but is a certificate that proves to the court that you have the minimum amount of liability insurance required by your state.

It&#x2019;s a whole lot less strenuous of a process to buy a car if you do have a license, but you don&#x2019;t have to have one to do it. If that is the case, you will not be able to get it back until you have shown proof of financial responsibility with an SR-22 certificate. While we adhere to strict editorial integrity , this post may contain references to products from our partners. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories.

We value your trust. We know it sounds odd to suggest someone who is not getting behind the wheel of a vehicle would need auto insurance, but there are scenarios where having a policy without a license may be in your best interests. Most states require drivers to carry bodily injury liability coverage and property damage liability coverage. The information on this site does not modify any insurance policy terms in any way. For example, if you have been listed on the insurance policy before but do not want to be listed again, you can be excluded from the policy by asking the insurer to exclude yourself, although not all insurance providers allow excluded drivers.

Bankrate has answers. Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. You will not even be allowed to test drive the vehicle without proof of a license and insurance. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. There are ways to buy cars without a license, though, and you will have to ask around to find out what they are in your area. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.

And we constantly review our criteria to ensure we’re putting accuracy first. Our editorial team does not receive direct compensation from our advertisers. Almost every state has a minimum amount of car insurance coverage that all drivers are required to carry.

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. This content is powered by (NPN: 8781838). You can add yourself as an excluded driver on the policy by informing your auto insurer that you would like to exclude yourself from the policy and add someone else as the primary driver. If you are putting your car in storage for a while and your license expires while you recover, you may still want car insurance to protect you and your vehicle in the case that anything were to happen to your car while in storage.

So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. We are an independent, advertising-supported comparison service. You may also want to keep an auto insurance policy if you think you may drive again in the future to avoid a lapse in coverage, which could make your rate higher when you need insurance again.

Even if you have no intention of getting behind the wheel, you may want to purchase a policy that includes optional comprehensive auto to cover non-collision situations, including theft and vandalism. Bankrate’s editorial team writes on behalf of YOU – the reader. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. And if your teenager is not old enough to be on their own policy, they would need to be listed as a driver on the policy of someone age 18 or older. Even if you won&#x2019;t be driving the vehicle, it still needs to have auto insurance.

That&#x2019;s a legal requirement in almost every state. After all, many drivers may think the only reason a driver needs auto insurance is if they have a valid license. But this compensation does not influence the information we publish, or the reviews that you see on this site. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. By adding parked car coverage or obtaining optional comprehensive coverage, you will be protected if your vehicle is stolen, catches on fire, flooded or damaged by a covered incident.

A primary driver is the person who is the owner of the vehicle or a joint owner of a vehicle who drives the car the most. In almost every state, you will not be able to register the car with the department of motor vehicles unless you can show proof of insurance first. The offers that appear on this site are from companies that compensate us.

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